Differences of Conventional and Islamic Business Processes

Abstract

In this paper I will explain the characteristics of business processes conventional and Islamic. Writing a business process that has been going on at the moment, and what is the cause of Muslim society would prefer a conventional business processes compared to processes that Islamic finance has existed

Introduction

Incentive for the activity is of human needs and desires that can not be obtained independently. To meet people forced to work together, and often also forced to sacrifice some desires, or her set priorities in making choices.

But there are also people that are difficult to control his desire, that he compelled to persecute, both against fellow humans and other creatures. From here it is very necessary rules and ethics that govern the business process activities.

Differences of Conventional and Islamic Business Processes :

Dalam proses bisnis konvensional mempunyai beberapa karakter :

1.  Menggunakan faktor-faktor yang terbatas.

2. Dalam menjalankan prosesnya tidak ada kesepakatan yang jelas, keadilan, kesamaan        pandangan, dan menguntungkan antara pihak organisasi dan pekerja.

3.  Menggunakan biaya yang minim dengan mengurangi kualitas output.

4.  Mementingan kepentingan sendiri.

    Seiring perkembangan zaman, berkembanglah proses bisnis syariah, ada beberapa karakter yang membuatnya berkembang pada masa sekarang yaitu :

1.  Menyakini bahwa harta benda yang berada dalam genggaman tangannya adalah milik Allah, yang   antara lain diperintahkan oleh Pemiliknya agar diberikan (sebagian) kepada yang membutuhkan. Seperti dalam  QS Al-Nur [24]: 33 :

    "Dan berilah kepada mereka (yang membutuhkan) harta yang diberikan-Nya kepada kamu"

2. Pencegahan segala bentuk monopoli dan pemusatan kekuatan ekonomi pada satu tangan atau satu kelompok. Seperti dalam QS Al-Hasyr [59]: 7 :

    "Supaya harta itu tidak hanya beredar pada orang-orang kaya saja di antara kamu..."

3. Tidak melakukan penimbunan, penyelundupan, dan yang mengambil keuntungan secara berlebihan. Seperti dalam QS Al-A'raf [7]: 31 :

"Makan dan minumlah, tetapi jangan berlebih-lebihan; sesungguhnya Allah tidak menyukai orang yang berlebih-lebihan."

4. Larangan riba dan kewajiban berzakat

    Riba di sini adalah pelipatgandaan yang berkali-kali. 

5. Menjalankan proses bisnis atas dasar kesepakatan yang berkeadilan, kesamaaan pandangan, dan menguntungkan antara kedua belah pihak, baik organisasi atau pun pekerja.

       Inti dari suksesnya proses bisnis dari semua organisasi adalah keadilan, kerja sama, serta keseimbangan dan lain-lain. Dan semua itu tercakup dalam larangan melakukan transaksi apa pun yang berbentuk batil, eksploitasi atau segala bentuk penganiayaan. 

sources:

• Prof. Dr. M. Quraish Shihab, MA., Wawasan Al-Quran, Tafsir Maudhu'i atas Pelbagai Persoalan Umat, Penerbit Mizan, Bandung, 1997.
• Muhammad Nasib Ar-Rifa'i, Kemudahan dari Allah, Ringkasan Tafsir Ibnu Katsir, Maktabah al-Ma'arif, Riyadh, dan Gema Insani, Jakarta, 1999.

Business Process

Abstract
Business process is an activity very important to an organization. Here I will discuss what it is about the business processes according to the experts and business processes in my conclusion. To be a good organization, so many of the characteristics of business processes that must be met to be discussed in the journal.Some characteristics in business processes, Cycle of business proceses.


Business processes:
According to Davenport in his book Davenport, Thomas (1993), Process Inovation : Reengineering work thourgh information technology, Harvard Business SchoolPress, Boston.
Business processes can be defined:
     " Activity measured and structured to produce a specific output for a particular customer or market.It implies a strong emphasis on how work is done within an organization. A process is a specific sequence of work activities across time and place, with a benning and end, and clearly defined inputs and outputs."


And according to the definition of Hammer and Champy in his book Hammer, Michael and Champy, James (1993), Reengineering the Corporation : A Manifesto for Business Revolution, Harper Business.
Business processes can be defined:
     " Collection of activities that need one or more input and produce output useful or of value to the customer."

It can be concluded that the business process is a collection of interrelated activities and structured to resolve the problem or produce a product or service to achieve a particular purpose.


   Cycle of business processes:

     1. Requirement phase

     2. acquisition phase

     3. Stewardship phase

     4. Retirement phase

To build a business process, we must first menngetahui characteristics of the business process itself. The following are its characteristics:

• Definitive      : A business process must have limits, input and output pins.
• Sequence       : A business process activity must have an ordered according to their time and place.
• Consumers    : A business process must have a process result receiver.
• Value added  : The changes that occur in the results of the process must add value to the recipient.
• Linkage          : A process can not stand alone, but must be related to the structure of the organization.
• Cross function: a process generally includes several functions.

  Business processes are divided into several processes, namely:

1. Core business processes / main

    the process is organized to serve customers products or services users

2. Supporting business processes

    the process is organized to serve internal customers (employees)

3. Business process management

    the process by which companies plan, organize and control the resources that exist.

4. Process Network Business. 

sources : 

• Davenport, Thomas (1993), Process Inovation : Reengineering work thourgh information technology, Harvard Business SchoolPress, Boston.
• Hammer, Michael and Champy, James (1993), Reengineering the Corporation : A Manifesto for Business Revolution, Harper Business.
• Journal by Adi Nurhalim post 2 feb 2011